Arizona Mortgage, Home Loan, Refinance, Phoenix Mortgage, Home Equity, Is My Loan Fair
Is My Loan Fair?

Lender Dependability Assessment

If you can answer yes to the following questions, you’re most likely working with a true professional. If you answer no to any of the following, CONTACT US IMMEDIATELY. We can probably help you save hundreds, even thousands of dollars on your loan.

1. Did your lender ask questions about you before offering you a loan product
Yes

2. Did your lender get your permission before pulling your credit report?
Yes

3. Did your lender educate you about ALL of the following?
Possible loan scenarios for you
    a. Alternative income documentation
    b. Your current mortgage payoff
    c. Timeline for your loan
    d. Loan amount
    e. Fixed or Adjustable Rate
     f. Pre-Payment Penalty – Soft or Hard
    g. Rate Lock Options
    h. Benefits of Fixed vs. Adjustable Loans
Yes

4. If refinancing: Did your lender request your current mortgage payoff amount and base your estimate on the real payoff?
Yes

5. Did your lender give you more than one option to pay for your closing costs?
Yes

6. Did your lender disclose all of the costs of your loan to you?
Yes

7. Did your lender disclose their total compensation to you?
Yes

8. Did your lender educate you about the dangers of using your mortgage as a wealth-building strategy?
Yes

9. Some lenders quote a rate one day, only to tell you that it’s going to be higher a few days later. Has your lender kept his or her promises?
Yes

10. Do you think your lender has been fair and honest with you?
Yes